Personal Finance Techniques for You includes twenty-four topics covering an array of areas. Mcdougal states in the introduction “it is important to know around you are able to about managing your own personal finances in these economic times.” A number of the areas covered are credit card traps, keeping on course to cover your bills, handling your checkbook, the buying price of gas, identity theft, catching through to retirement planning, what direction to go if you obtain a lay off notice from your own job, checking your credit report and speaing frankly about finances if you are planning to obtain married. These are only a several topics. There are numerous more.
The very first topic covered is Don’t Get Caught Up in The Credit Card Trap, Stop Yourself Before That Happens. That is a very important chapter for everybody to learn because it’s so easy for this to occur in tough economic times. Mcdougal offers several excellent tips to help anyone who has this problem. It is obviously explained why it’s so important for you to pay down the credit card debt.
Another important topic covered is How Do I Keep On Track to Pay My Bills on Time. Mcdougal gives the reader some tips about developing a budget and checking your income and expenditures.
How do you survive the high cost of gas? All of us know, not long ago the buying price of gas kept soaring. Mcdougal gives us many tips on how best to spend less by doing some simple things like consolidating trips just to name among the pointers. There are numerous tips mentioned that I never looked at myself.
How do you establish your credit if you are young and just starting from employment? Nocita Carter informs you just how to begin doing this.
You think you are able to save anything by simply saving your change? That is among the tips made by the author. I will personally vouch for this one because daily when I purchase an item, I take the change and add it to a classic coffee can. After a couple of months, it gets quite full. I’m always surprised by the total amount of money I saved from my loose change.
I really could continue and on with each chapter because there are so many good points in this book but I believe you get the message and would get more out of Personal Finance Techniques for You if you buy it and read it yourself.
There are many aspects of this book that I really liked. It is written in language that’s quite simple to understand. It is nothing like some of the other books on finance that want you to truly have a dictionary by your side as you read. The book is very organized. Each chapter starts with an introduction to explain the topic. Once that is done, the author lists several tips to help the reader accomplish these tasks. Nocita Carter has written this book in a way that makes the reader feel just like they’ve an individual finance expert immediately beside them. Personal Finance Tips For You is recommended for any age. It will be a valuable tool for younger folks who are starting their first job. On one other hand, one is never too old to find something they did not know in this book. After scanning this book, I learned quite a few tips to help me with my finances. You will see this a great resource guide to keep by your side at all times.